SWP Calculator

Plan tax-efficient monthly withdrawals from mutual fund or debt fund corpus while staying India-compliant.

Reverse tip: Want a corpus to last longer? Reduce the withdrawal preset or tweak the tenure until the pie shows a sustainable leftover.

Inputs

Typical retirement corpus for modest lifestyles spans ₹50L-₹2Cr.

Twenty Lakh Rupees

Use your monthly spending budget after accounting for emergency reserves.

Twenty Five Thousand Rupees

% p.a.

Hybrid funds ~8-10%, equity-oriented ~10-12%.

Switch to months for short-term cash flow needs.

Projection
Total Withdrawn
₹30,00,000.00
Corpus Remaining
₹2,92,958.51

120 planned withdrawals (~10.0 years) at 10% p.a.

Corpus after plan₹2,92,958.51
Plan ExhaustionCorpus lasts full term
Total Withdrawn₹30,00,000.00