Home Loan Calculator

Estimate EMI, interest outgo and statutory fees for properties financed in India.

Reverse tip: Target a comfortable EMI and tweak tenure or down payment with the toggles and presets.

Inputs

Sixty Lakh Rupees

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% p.a.
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%
Summary
Principal
₹48,00,000.00
Interest
₹51,97,323.65

₹48.0 lakh financed over 20.0 years.

Loan Amount₹48,00,000.00
Monthly EMI₹41,655.52
Total Interest₹51,97,323.65
Total Payable₹99,97,323.65
Down Payment₹12,00,000.00
Registration + Stamp₹4,80,000.00
Total Upfront Cost₹16,80,000.00
Amortization Details

Monthly Schedule

Filter the installments by loan year for clearer tracking.

Viewing

Opening

₹48,00,000.00

Interest paid

₹4,04,335.18

Principal repaid

₹95,531.00

Closing

₹47,04,469.00

Month-wise schedule for 240 months.
MonthOpeningInterestPrincipalClosing
1₹48,00,000.00₹34,000.00₹7,655.52₹47,92,344.48
2₹47,92,344.48₹33,945.77₹7,709.74₹47,84,634.74
3₹47,84,634.74₹33,891.16₹7,764.35₹47,76,870.39
4₹47,76,870.39₹33,836.17₹7,819.35₹47,69,051.04
5₹47,69,051.04₹33,780.78₹7,874.74₹47,61,176.30
6₹47,61,176.30₹33,725.00₹7,930.52₹47,53,245.79
7₹47,53,245.79₹33,668.82₹7,986.69₹47,45,259.10
8₹47,45,259.10₹33,612.25₹8,043.26₹47,37,215.83
9₹47,37,215.83₹33,555.28₹8,100.24₹47,29,115.60
10₹47,29,115.60₹33,497.90₹8,157.61₹47,20,957.98
11₹47,20,957.98₹33,440.12₹8,215.40₹47,12,742.59
12₹47,12,742.59₹33,381.93₹8,273.59₹47,04,469.00