Income Tax Calculator
Compare FY 2024-25 tax liability between old ( deductions ) and new regime slabs using Indian limits.
Reverse tip: Want the regimes closer? Adjust deductions via presets or tweak income until the chart aligns with your payroll.
Income & Deductions
Twelve Lakh Rupees
Interest, rent, capital gains etc.
One Lakh Rupees
Fifty Thousand Rupees
ELSS, PPF, LIC (max ₹1.5L)
One Lakh Fifty Thousand Rupees
Health insurance premiums
Twenty Five Thousand Rupees
Self-occupied cap ₹2L
Two Lakh Rupees
Old Regime
Basic Tax
₹87,500.00Cess
₹3,500.00Old regime taxable income ₹8,75,000.00
Taxable Income₹8,75,000.00
Basic Tax₹87,500.00
Cess (4%)₹3,500.00
Total Liability₹91,000.00
New Regime
Basic Tax
₹1,00,000.00Cess
₹4,000.00New regime taxable income ₹12,50,000.00
Taxable Income₹12,50,000.00
Basic Tax₹1,00,000.00
Cess (4%)₹4,000.00
Total Liability₹1,04,000.00
Recommendation
Cheaper Regime: Old Regime
Tax Difference: ₹13,000.00
New regime allows only standard deduction, while old regime retains Section 80C/80D and home loan benefits.