Car Loan Calculator

Plan your on-road cost, upfront outgo and EMI split for cars financed in India.

Reverse tip: Use the quick presets to approximate a desired EMI, then fine-tune down payment or tenure.

Inputs

Twelve Lakh Rupees

Include booking amount, accessories etc.

Two Lakh Rupees

% p.a.

Typical bank rates range 8-11%.

%
Summary
Principal
₹10,00,000.00
Interest
₹2,45,501.31

Break-up over 5.0 years (60 months).

Loan Amount₹10,00,000.00
Upfront Outgo₹2,10,000.00
Processing Fee₹10,000.00
Monthly EMI₹20,758.36
Total Interest₹2,45,501.31
Total Payable₹12,45,501.31
Amortization Details

Monthly Schedule

Filter the installments by loan year for clearer tracking.

Viewing

Opening

₹10,00,000.00

Interest paid

₹83,270.24

Principal repaid

₹1,65,830.02

Closing

₹8,34,169.98

Month-wise EMI split for 60 months.
MonthOpeningInterestPrincipalClosing
1₹10,00,000.00₹7,500.00₹13,258.36₹9,86,741.64
2₹9,86,741.64₹7,400.56₹13,357.79₹9,73,383.85
3₹9,73,383.85₹7,300.38₹13,457.98₹9,59,925.88
4₹9,59,925.88₹7,199.44₹13,558.91₹9,46,366.96
5₹9,46,366.96₹7,097.75₹13,660.60₹9,32,706.36
6₹9,32,706.36₹6,995.30₹13,763.06₹9,18,943.30
7₹9,18,943.30₹6,892.07₹13,866.28₹9,05,077.02
8₹9,05,077.02₹6,788.08₹13,970.28₹8,91,106.75
9₹8,91,106.75₹6,683.30₹14,075.05₹8,77,031.69
10₹8,77,031.69₹6,577.74₹14,180.62₹8,62,851.07
11₹8,62,851.07₹6,471.38₹14,286.97₹8,48,564.10
12₹8,48,564.10₹6,364.23₹14,394.12₹8,34,169.98