EPF Calculator

Estimate your Employee Provident Fund corpus with annual increments and the current EPFO interest rate.

Reverse tip: Looking for a target corpus? Tweak the basic pay, increments, or tenure until the chart matches your goal.

Inputs

EPF calculated on basic + DA (capped at ₹15K for mandatory contributions).

Forty Thousand Rupees

%

Standard rate 12%.

%

12% including 3.67% to EPF.

%

Typical salary hike assumption.

% p.a.

EPFO rate (FY24: 8.15%).

years

Service years till retirement or job change.

Corpus Summary
Employee Contribution
₹15,63,961.76
Employer Contribution
₹15,63,961.76
Interest Earned
₹23,10,462.71

15 years of EPF at 8.15% with 8% annual increment.

Employee Contribution₹15,63,961.76
Employer Contribution₹15,63,961.76
Interest Earned₹23,10,462.71
Projected Corpus₹54,38,386.23
Year-wise Balance
YearEmployeeEmployerInterestClosing Balance
1₹57,600.00₹57,600.00₹7,041.60₹1,22,241.60
2₹62,208.00₹62,208.00₹17,567.62₹2,64,225.22
3₹67,184.64₹67,184.64₹29,747.68₹4,28,342.18
4₹72,559.41₹72,559.41₹43,780.28₹6,17,241.27
5₹78,364.16₹78,364.16₹59,885.18₹8,33,854.78
6₹84,633.30₹84,633.30₹78,305.59₹10,81,426.96
7₹91,403.96₹91,403.96₹99,310.43₹13,63,545.32
8₹98,716.28₹98,716.28₹1,23,197.01₹16,84,174.88
9₹1,06,613.58₹1,06,613.58₹1,50,293.76₹20,47,695.81
10₹1,15,142.67₹1,15,142.67₹1,80,963.40₹24,58,944.54
11₹1,24,354.08₹1,24,354.08₹2,15,606.27₹29,23,258.96
12₹1,34,302.41₹1,34,302.41₹2,54,664.07₹34,46,527.85
13₹1,45,046.60₹1,45,046.60₹2,98,623.97₹40,35,245.02
14₹1,56,650.33₹1,56,650.33₹3,48,022.97₹46,96,568.64
15₹1,69,182.35₹1,69,182.35₹4,03,452.89₹54,38,386.23