Inflation Calculator

Gauge how Indian inflation impacts future costs and plan investments that keep pace.

Reverse tip: Want a lower SIP? Increase the expected return or extend the goal timeline until the chart looks comfortable.

Inputs

Current Cost

Estimate the goal in today’s rupees (education, wedding, retirement).

Ten Lakh Rupees

Inflation

% p.a.

Indian CPI trend ~5-7%.

Goal Timeline

Short goals: months. Long goals: years.

Expected Return

% p.a.

Equity-heavy portfolios: 11-13%, hybrids: 8-10%.

Impact

Future Cost

₹17,90,847.70

Total SIP Contribution

₹9,24,948.69

Lumpsum Today

₹5,76,605.03

10.0 years (120 months) at 6% inflation & 12% returns

Future Cost₹17,90,847.70

Present Value₹5,58,394.78

Lumpsum Required Today₹5,76,605.03

Monthly SIP Needed₹7,707.91

Total SIP Contribution₹9,24,948.69